Terms of Use and Privacy Policy

By clicking “I ACCEPT” you agree to the terms herein and enter into the legal and binding contract (the “Agreement”) with Velmio OÜ, a company registered in Estonia under No.14869931 (“Velmio”, “we”, “us”, “our”).The Agreement shall govern your access and use of our websites (including but not limited to, velmio.com website, mobile applications (including but not limited to, “Velmio” app, user interfaces, imbedded computer code and technology, as well as any information, services, social media pages, software functionality and/or materials located thereon (collectively the “Properties”).We will allow you to use the Properties on condition that you unconditionally agree to all terms and conditions set forth in this Agreement.You accept and conclude this Agreement by accessing and using any part of our Properties.If you do not agree with any terms and conditions of this Agreement, you are prohibited from accessing and using the Properties.
MEDICAL DISCLAIMERNo medical advice. The content, tips, material, analyses, suggestions, graphics, images, advertisements, and any other information provided by us through our Properties (the “Information”) is for educational and informational purposes only, and shall not be construed as, medical advice or recommendation for medical care or treatment. The content, tips, material, analyses, suggestions, graphics, images, advertisements, and any other information provided by us through our Properties (the “Information”) is for educational and informational purposes only, and shall not be construed as, medical advice or recommendation for medical care or treatment. The symptoms that you experience may have varying underlying causes, therefore the Information is not a substitute for medical professionals. No accuracy. We provide the Information in good faith, but make no representation or warranty of any kind, express or implied, concerning the accuracy, adequacy, validity, reliability, availability, or completeness of the Information. In particular, the Information is not intended to match that of medical devices or scientific measurement devices.Consulting medical professionals. Please seek the advice of a medical professional immediately if you are concerned about your health. You should never disregard the advice of such medical professional or cancel an appointment with a doctor because you are relying on the Information.Your own risk. You acknowledge and agree to use the Information at your own risk, “as is”, and without any warranties, whether expressed or implied. Under no circumstance shall we have any liability to you or any third parties for any loss or damage of any kind incurred as a result of the use and/or reliance on the Information.
LICENSE GRANTYour license. Subject to your compliance herewith, we provide to you a revocable, limited, royalty-free, non-exclusive, non-transferable, and non-sublicensable license to (i) access and use the Properties; (ii) access and view the Information. This license is provided solely for your personal, non-commercial use and enjoyment as permitted by the terms herein.Retention of rights. We reserve and retain all rights not expressly granted to you under this Agreement. You are prohibited from using the Properties in any manner not expressly and unambiguously authorized by the terms and conditions of this Agreement.Modification of Properties. We may modify or discontinue any feature, component, or content of the Properties. We are not liable to you for any modification or discontinuance of any feature, component, or content of the Properties. We reserve the right to push software updates, which may be automatically downloaded and installed without prior notice.
RESTRICTIONS TO YOUR USENo unauthorized access. You may not reproduce, reverse engineer, copy, or circumvent the Properties to obtain or attempt to obtain any data, calculations, materials, documents, or other information through any means not explicitly granted by us. You may not attempt to gain unauthorized access to any portion or feature of the Properties or any other systems, networks, or servers connected to the Properties. You may not test the vulnerability of the Properties, or networks or servers connected to the Properties, nor breach any associated security or authentication measures. You may not access, acquire, copy, modify, reproduce, store, transmit, license, sublicense, sell, create derivative works of, or otherwise exploit the Properties in any manner not explicitly provided in this Agreement.No illegal use. Further, you may not (i) reverse engineer our data analyses or underlying technology; (ii) interfere with the function or maintenance of the Properties; (iii) use, copy, imitate or duplicate trademarks, copyrights, trade dress or other identifying features or qualities of the Properties; or (iv) otherwise use the Properties in an unlawful manner. In addition, you agree to abide by all applicable local, state, federal and international laws and regulations with respect to your use of the Properties.
YOUR WARRANTIESYour specific warranties. By downloading, accessing, or using the Properties, you represent and warrant that: (i) you are at least 16 years of age (or any higher minimum age as required by the jurisdiction where that person resides) or, if you are under the age of 16, you have obtained the legal consent of your parent or legal guardian to enter into this Agreement; (ii) you will comply with the terms and conditions of this Agreement; (iii) none of your Postings will violate any right(s) of a third parties including, without limitation, any privacy, publicity, intellectual property, confidentiality and/or employment rights; (iv) you will not attempt to use another user’s account without authorization, or impersonate any person or entity; (v) you will not solicit, or collect information of other users for any reason whatsoever, including, without limitation, for sending unsolicited communications; (vi) you will not post, advertise, or promote products or services commercially, or upload any content that is advertising, promotional material, junk mail, spam, or a contest or sweepstake, or that furthers or promotes criminal activity; and (vii) you will not use the Properties in any manner that, in our sole discretion, is objectionable or restricts or inhibits any other person from using or enjoying the Properties, or which may expose us or our users to any harm or liability of any type.Remedies. Any breach of the foregoing representations and warranties will be considered a substantial breach of this Agreement and will entitle us to immediately terminate this Agreement and/or seek any and all remedies available at law or equity.
PRIVACY POLICYCollecting your Personal Data. We shall be entitled to collect your personal data (the “Personal Data”) in either of the following ways. (1) You are required to submit some basic information to create an account to use our Properties, such as your name, email address, password, date of birth, gender, height, weight, and when applicable, self-reported health conditions (e.g., colds, flus, or other symptoms). This is the only information you have to provide to create an account with us. You may also provide, at your own discretion, information concerning your medical history, risk factors, smoking status, medications, alcohol use, and other information that may increase the accuracy of our sickness prediction model for you. You may also choose to provide other types of information, such as a profile photo, biography, country information, and community username. If you contact us or provide feedback of any kind, we may collect information that you voluntarily submit such as your name, contact information, and the content of your message. (2) You may purchase services or items through the Properties, including payments and transactions with third parties. To make purchases through the Properties, you will need provide information sufficient for identification and verification, such as your name, credit, debit or other card number, card expiration date, and CVV code. This information is encrypted and sent to your card network for processing. Note that third-party payment processors may retain your information in accordance with their own privacy policies and terms. (3) We automatically obtain some information about you when you use our Properties, including information concerning your IP address, internet service provider, user preferences, device, operating system, preferences, geolocation information, and advertisements and responses thereto. We may use browser cookies, which are small files stored on your computer’s memory, in connection with the Properties. Cookies allow us to identify account holders and maximize your experience using the Properties. You may disable or refuse cookies, but you may lose certain functionality in your use of the Properties. We may collect GPS, hotspot, triangulation data through cell tower use, or other location information to provide better services and advertisements. You may disable or refuse to provide your location information, but may lose certain functionality in your use of the Properties. (4) We may work with third-party services to collect data and other information concerning your use of the Properties for non- advertising purposes, such as helping us understand how visitors use our website, improving our technology, or other purposes. We may also use service providers, like Google Analytics, for digital analyses and search engine optimization. To learn more about how Google Analytics collects and processes data, you may visit their site at google.com/policies/partners. If you choose to connect to our Properties through a third party with whom you have an account, we may receive information from the third party. For example, if you connect to Facebook or Google, we may receive information like your name, profile picture, age range, language, email address, and friend list. You can stop sharing information from the third party by removing our access to that other service. (5) Health data and other special categories of personal data are subject to the European Union’s General Data Protection Regulation (“GDPR”). We ask for your explicit consent to process this data, and obtain this consent from you prior to collecting the data. You can withdraw your consent at any time using your account settings, or by deleting your account. If you withdraw your consent, you may lose certain functionality in your use of the Products.
Using your Personal Data. We may use the Personal Data through our Properties for our business purposes including, for example, to: (1) provide, maintain, and improve the performance of our Properties; (2) optimize health benefits and help avoid recurrent illness in users; (3) validate, improve, and personalize our sickness prediction technology; (4) perform data analyses and research, including through third parties; (5) troubleshoot against errors and debug our Properties; (6) perform market research and new product development; (7) track health data to determine sickness trends and data; (8) provide relevant marketing, advertising, and deal notifications; (9) provide you with sickness prediction, health tips, and other notifications; and (10) facilitate secure payments and transactions. For Personal Data subject to GDPR, we rely on several legal bases that allow us to process data, including: (1) your consent which you may withdraw at any time; (2) when processing is necessary to perform pursuant to our Agreement; and (3) other legitimate business interests, such as in improving, personalizing, and developing the Properties, marketing new or improving existing features or products, and promoting safety and security for our users.
Sharing your Personal Data. (1) We do not share personal information that can reasonably identify you, or associate your identity with your health data. However, we reserve the right to disclose identifying information (i) to comply with a law, regulation, legal process, or governmental request; (ii) to assert legal rights or defend against legal claims; (iii) to prevent, detect, or investigate illegal activity, fraud, abuse, violations of our terms, or threats to the security of the Properties or the physical safety of any person; or (iv) if we are involved in a merger, sale, acquisition, assignment, or transfer of all or part of our assets, affiliates, lines of business, or products, including at bankruptcy, in which case we will give affected users notice before transferring any personally-identifying information to a new entity. (2) We do share the following aggregated and/or de-identified information: (a) we may disclose and use aggregated and/or de-identified information such that it cannot reasonably be used to identify an individual; (b) we transfer aggregated and/or de-identified information to our corporate affiliates, subsidiaries, parent companies, service providers, vendors, consultants, agents, contractors, and other partners or service providers who process it in compliance with this Policy, and with any other appropriate confidentiality and security measures; these partners provide us with services, including for customer support, information technology, payments, sales, marketing, data analysis, research, and surveys. (3) We may disclose aggregated and/or de-identified information publicly, such as in public reports about sickness trends, including in social media posts or sickness warnings, or as part of any service provided to users of our Properties. (4) We may disclose or otherwise provide such aggregated and/or de- identified information to third party partners, affiliates, businesses, or other entities for their own use and legitimate business interests; our Properties may also include links to third party websites and apps; we do not control third parties or their practices with respect to your information; this Privacy Policy does not apply to any information that either you or we provide to third parties.
Retaining your Personal Data. We keep information needed to maintain your account with us – including your name, email address, and password – for as long as your account is active. We keep other information, including your sickness and health data, until you delete your account because we need this data to provide you with accurate and personalized daily sickness predictions and other services. We also keep information about you and your use of the services for as long as necessary for our legitimate business interests and legal reasons, including as provided in this privacy policy above.Accessing your Personal Data. You may access and control to your personal data through your account settings. By accessing your account, you may view, save, download, or print your personal information, including your dashboard with your sickness prediction score and related health and activity statistics.Editing or deleting your Personal Data. You may edit or delete your personal data through your account settings, including without limitation your profile data or your account. If you delete your account, most of your information will be deleted within 90 days, however we reserve the right to preserve de-identified information, or information that was already used or shared.
Objecting to or limiting your Private Data use. We provide options in account settings for you to control our data use. For example, you can limit (i) how your information is visible to other users; (ii) notifications you receive from us; and (iii) access of third party applications that you previously connected to your account with us. If you live in the European Economic Area, United Kingdom, or Switzerland, you can object to our processing of your information and you have a general right to object to the use of your information for direct marketing purposes. Please also review our use of cookies for your options to control how we and our partners use cookies and similar technologies for advertising.
Children’s privacy policy (COPPA). Our Properties are not directed to children under the age of 16 and children under the age of 16 should not use any of our Properties without parental consent. We also do not knowingly collect or maintain information collected online from children under the age of 16 without such consent. This terms of this Privacy Policy apply to your child’s data, but for the following exceptions: (1) we will not collect location data of any kind, including GPS or triangulation data from cell towers, but will automatically collect and store information about account connectivity such as IP addresses, browser type, language, operating system, and app and mobile device information (including cookie and application identifiers); (2) we use children’s information in the following ways: to provide, personalize, and improve our Properties and services, authenticate identities, to track sickness and health data, and to provide customer support; we also use the data we collect for internal purposes such as troubleshooting, protecting against errors, data analysis and testing, and to develop new features and services; (3) information that we collect may be shared outside in some limited circumstances; we do not share information that personally identifies children to companies, organizations, or individuals outside unless one of the following applies: (a) we provide personal information to our affiliates or other trusted businesses or persons for processing based on our instructions and subject to other appropriate confidentiality and security measures, (b) if we are involved in a merger, acquisition, or sale of assets. We may disclose information to comply with a law, regulation, legal process, or governmental request; to assert legal rights or defend against legal claims; or to prevent, detect, or investigate illegal activity, fraud, abuse, violations of our terms, or threats to the security of the Services or the physical safety of any person. As a parent, you maintain control of your child’s account. If at any time you wish to stop further collection or use of your child’s information, you can delete your child’s account.
Postings. The Properties may enable you access to upload, post, store, share, send, or display information on communication portals, information exchanges, blogs, message boards, comment areas, questionnaires, chat rooms, and other interactive features and functionality (collectively, “Forums”). By submitting content or information of any type (collectively referenced herein as a “Posting(s)”) to the Properties or by otherwise using the Properties to transmit or display your data, you automatically grant us a non-exclusive, transferable, sub-licensable, worldwide, royalty- free license to use, copy, modify, publicly display, publicly perform, reproduce, translate, create derivative works from, and distribute your content, in whole or in part, including your name and likeness, in any media. You are responsible for your content. You agree that by using the Properties you will not upload, post, display, or transmit any materials on the Properties’ Forums that: a) interferes with or disrupts the Properties or the operation or use thereof, such as computer viruses; b) defames, harasses, abuses, stalks, threatens, intimidates, or in any way violates the rights of others; c) infringes, misappropriates, or violates a third party’s patent, copyright, trademark, trade secret, moral rights, or other intellectual property rights, or rights of publicity or privacy; d) violates or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability; e) is fraudulent, false, misleading, or deceptive; (f) is defamatory, obscene, pornographic, vulgar, or offensive; g) promotes discrimination, bigotry, racism, hatred, harassment, or harm against any individual or group; h) is violent or threatening, or promotes violence or actions that are threatening to any person or entity; or (g) promotes illegal or harmful activities or substances. We do not endorse or oppose any opinion or the reliability of any advice, statement, or other information displayed, uploaded, or distributed by you or any other user. We are not responsible for monitoring or policing Postings and encourages all of its users to use reasonable discretion and caution in evaluating or reviewing any Postings. We reserve the right to delete, preserve, disclose or take other action with respect to Postings (or parts thereof) to: (i) enforce this Agreement; (ii) comply with relevant laws, regulations, legal processes or governmental requests; (iii) detect, prevent, or otherwise address fraud, security or technical issues; (iv) respond to user support requests or reports of violations; and/or (v) protect the rights, our property or safety, or property or safety of our users and the public. If you violate this Agreement, we may issue you a warning or terminate your use of the Properties. If you become aware of any Posting(s) that violate this Agreement, you may contact us.Mandatory account opening. Full use of the Properties requires that you create an account by providing us with information such as your valid email address and a password. You are responsible for all activity associated with your account. We are not responsible or liable for any losses or damages caused by your failure to maintain the confidentiality of your account credentials. Please contact us if you discover or suspect any security breach related to your use of the Properties.Mobile devices. The Properties will provide interfaces and services available to you on your smartwatches, electronic wearables, mobile phones and/or other mobile devices (the “Mobile Services”). Mobile Services may incorporate, for example, the use of data and short message service. Your mobile carrier’s messaging, data, and other rates and fees will apply to your use of the Mobile Services. You may also be prohibited, restricted, or prevented by your mobile carrier from using certain Mobile Services. You are solely responsible for any costs and/or restrictions associated with the Mobile Services.Location-based services. We may use GPS signals, triangulation, and other information collected and used by your mobile device. The use of this information is needed for some aspects of our technology to provide a more accurate sickness prediction. If you choose not to allow access to your location information, your use of the Properties may be affected.
LEGAL PROVISIONSProprietary rights. Our Properties and technology are protected by copyright, trademark, trade secret, patent, intellectual property, and other laws of relevant jurisdictions. This Agreement provides only a limited non-exclusive license for you to access and use the Properties in accordance with the terms of this Agreement. We transfer no intellectual property interest, title or ownership to you or anyone else in connection with your use of the Properties. The visual appearance of the Properties, including the graphics, design, expression, and underlying technology and computer code, is our exclusive property. You agree not to remove, change or obscure any copyright, trademark, service mark, or other proprietary rights notices.Third party content. We may permit linking, provide access to, or otherwise display third-party content that is not subject to our control, including for example promotions, advertisements, websites, apps, services and resources (collectively, “Third Party Content”). We do not review Third Party Content and are not responsible for the products, services, or other content that is available from third parties. Third Party Content does not imply our endorsement of any third party, content, website, network, or page, or the products or services provided by any third party. Your interactions with third parties – through Third Party Content or otherwise – are solely between you and such third parties. We expressly disclaim and will have no liability or responsibility for any Third Party Content appearing on the Properties; this includes, without limitation, any allegations concerning intellectual property infringement, or the purported accuracy of any content, materials, or information, including claims concerning products or services provided by, available through, or advertised by the third parties.Indemnity. You will indemnify and hold harmless us or our officers, directors, employees, affiliates, agents, licensors, and contractors from and against any claims, suits, actions, demands, disputes, allegations, or investigations brought by any third party, governmental authority, or industry body, and all liabilities, damages, losses, costs, and expenses, including without limitation reasonable attorneys’ fees, arising out of or concerning (i) your access to or use of the Properties; (ii) your Postings; (iii) your breach or alleged breach of any warranties made by you hereunder or your violation of any other provision of these terms; or (iv) your violation of any law or the rights of a third-party. We reserve the right to assume control of the defence of any third-party claim that is subject to indemnification by you, in which event you will cooperate with us in asserting any available defences.Limitation of liability. Neither we, our partners, suppliers, or licensors, nor any other party involved in creating, producing, or delivering the Properties shall be liable for any incidental, special, exemplary, or consequential damages; this includes, for example, any claims for lost profits, expectation damages, loss of data or goodwill, service interruption, computer damage, system failure, or the cost of substitute services arising out of or in connection with this Agreement or from the use of or inability to use the Properties, whether based on warranty, contract, tort (including negligence), product liability, or any other legal theory, and whether or not we have been informed of the possibility of such damage, even if a limited remedy set forth herein is found to have failed of its essential purpose. You expressly absolve and release us from any claim of harm resulting from a cause beyond our control, including without limitation failure of equipment or communications lines, connection devices, computer viruses, unauthorized access, theft, operator errors, natural disasters, strikes, labour issues, wars or governmental restrictions. In no event will our total liability arising out of or in connection with this Agreement or from the use of or inability to use the Properties exceed the amounts you have paid to us for use of the Properties. The exclusions and limitations of damages set forth above are fundamental elements of the basis of the bargain between us and you. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.Copyright. We respect the intellectual property of others, and we ask our users to do the same. It is our policy to respond to a notice of alleged infringement that complies with U.S. copyright law (in particular, the Digital Millennium Copyright Act) and the copyright law of other relevant jurisdictions. Reporting intellectual property infringement is a serious matter with legal consequences. Any person who knowingly and materially misrepresents that material or activity is infringing could be liable for damages pursuant to section 512(f) of the DMCA or similar laws in other jurisdictions or countries. Accordingly, if you are not sure whether material available online infringes your copyright, we suggest that you first contact an attorney. You acknowledge that if you fail to comply with all of the notice requirements below, your copyright notice may not be valid. Responses to claims of intellectual property infringement may include removing or disabling access to content or material claimed to be the subject of infringing activity and/or terminating yours or other’s rights to access and use the Properties. You acknowledge that you may be liable for damages, including attorneys’ fees and costs, if you materially misrepresent that a work or activity is infringing your rights. If we terminate or suspend a user’s access to or use of the Properties, we will make a good-faith attempt (as warranted) to contact the person who posted the content so that they may make counter notification pursuant to applicable laws. It is our policy to document all notices of alleged infringement upon which we decide to take action. As with all legal notices, a copy of the notice may be sent to one or more third parties who may make such notice available to the public. If you believe that one or more of your works have been copied in a way that constitutes copyright infringement, please provide a written notice of your claim of copyright infringement that is directed to our designated agent as specified below along with the following information: (1) signature of a person authorized to act on behalf of the owner of the copyright interest that is allegedly infringed, (2) a description, in reasonable detail (including any applicable URL address), of the copyrighted work that you claim has been infringed, or if multiple copyrighted works are involved, a representative list of the works that you allege are infringed, (3) a description, in reasonable detail, of the infringed material and where such material is located on the Properties, (4) your physical address (where you can receive mail), telephone number, and e-mail address, (5) both of the following statements: “I hereby state that I have a good faith belief that the disputed use of the copyrighted material is not authorized by the copyright owner, its agent, or the law (e.g., as a fair use).”; and “I hereby state that the information in this Notice is accurate and, under penalty of perjury, that I am the owner, or authorized to act on behalf of the owner, of the copyright or of an exclusive right under the copyright that is allegedly infringed.”. The designated agent for the purposes hereof shall be CEO, Velmio OÜ, Harju maakond, Tallinn, Lasnamäe linnaosa ,Majaka tn 26, 11412, info@velmio.com.Reviews. Your reviews, testimonials, or other feedback concerning us, the Properties, or our other services will be deemed to include a royalty-free, perpetual, irrevocable, transferable, sublicensable and non-exclusive right and license to us. We, at our own discretion, may adopt, publish, reproduce, disseminate, transmit, distribute, copy, use, create derivative works from, and/or display (in whole or in part) your feedback worldwide in any known or later-developed media.Enforcement and waiver. Any breach of this Agreement, including, for example, violations or infringement of our intellectual property rights, may cause significant injury to us. We aggressively defends our rights and will seek redress in both law and equity in the event of any breach, threatened or actual, of this Agreement. If the injury is irreparable or not quantifiable in monetary damages, we would not have an adequate remedy at law and shall be entitled to a preliminary or permanent injunction, or other appropriate equitable relief, from a court of competent jurisdiction. Our failure to enforce any right or provision of this Agreement will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by our duly authorized representative. Except as expressly set forth herein, the exercise by either party of any remedies it may have will be without prejudice to its other remedies under the Agreement or otherwise.Governing law and dispute resolution. All disputes arising out of or in connection with the present contract shall be finally settled by arbitration in accordance with the Rules of the Arbitration Court of the Estonian Chamber of Commerce and Industry. The Parties shall attempt to resolve all disputes relating to this Agreement by negotiations. If the Parties fail to resolve the disputes relating to this Agreement through negotiations, the dispute shall be conclusively resolved in the Arbitration Court of the Chamber of Commerce and Industry of Estonia in Tallinn (the “Arbitration Court”) in accordance with the Rules of the Arbitration Court. The dispute shall be resolved on the basis of the laws of Estonia. The language of the Arbitration Court shall be English. The Arbitration Court shall consist of 3 (three) members. Each Party shall appoint one arbitrator within the time period prescribed by the Council of the Arbitration Court of the Chamber of Commerce and Industry of Estonia. Each Party shall ask the arbitrator chosen by him to appoint a third arbitrator together with the arbitrator chosen by the other Party, who shall be the chairman of the Arbitration Court in the resolution of the dispute. If the arbitrators appointed by the Parties fail to choose a third arbitrator within the time period prescribed by the Council of the Arbitration Court of the Chamber of Commerce and Industry of Estonia, the third arbitrator who shall also be the chairman of the Arbitration Court shall be appointed by the Council of the Arbitration Court of the Chamber of Commerce and Industry. If the Parties fail to form the Arbitration Court in accordance with the provisions of this Article and the Rules of the Arbitration Court, the Arbitration Court shall be formed by the Council of the Chamber of Commerce and Industry of Estonia. The award of the Arbitration Court shall be final and binding upon the Parties.Severability. If any provision of this Agreement is held by a court of competent jurisdiction to be invalid or unenforceable, the invalid or unenforceable provision will be enforced to the maximum extent permissible, or will be deemed superseded by one or more valid, enforceable provisions that closely match the intent of the original provision. A provision that is held invalid, unenforceable, or that is subsequently superseded by one or more valid provisions will have no bearing on the remaining terms and conditions of the Agreement, which shall remain valid, binding, and fully enforceable.No partnership. This Agreement does not form a joint venture, partnership, employment, or agency relationship between you and us. This Agreement represents the entire agreement between you and us with respect to use of the Properties, and hereby supersedes any prior agreements between you and us.No assigning. You may not assign, delegate, or transfer the rights or obligations under this Agreement, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer this Agreement, without such consent, will be null. We may freely assign or transfer its rights and obligations under this Agreement without restriction. Subject to the foregoing, this Agreement will bind and inure to the benefit of the parties, their successors, and permitted assigns.Modifications to Agreement. We may update and/or modify the terms and conditions of this Agreement at any time, and may do so without advance notice to you. Each time you access the Properties, you acknowledge that you have read, understood, and agreed to be bound by the Agreement in effect at the time of your access. Accordingly, please review the terms and conditions of this Agreement (available at velmio.com/terms) on a periodic basis.Termination. In the event that you feel that you can no longer agree to the present Agreement, at any time, you may stop using the properties immediately. Please follow the instructions on the Properties to deactivate your user account. We shall be entitled to terminate this Agreement with you (for example, due to your improper use of the Information or the Properties) at our own discretion, at any moment of time, by deactivating your user account. In case of deactivation of your user account for any reason, we will delete any personal data stored about you in accordance with our Privacy Policy. You will also lose the right previously granted to you to access the Properties and Information.Contact information. If you have any questions regarding this Agreement and/or the Properties, please contact us at info@velmio.com.